Side-by-side · Q2 2026 data
SouthState Bank, National Association vs Space Coast Credit Union
Metric by metric
| Measure | SouthState Bank, National Association | Space Coast Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 53 | 64 (stronger) |
| Loan quality | 82 (stronger) | 73 |
| Earnings | 77 (stronger) | 51 |
| Funding & liquidity | 45 | 63 (stronger) |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 66th | 44th |
| Total assets | $68.8B | $9.2B |
| Deposits / shares | $56.4B | $7.8B |
| Capital ratio | 10.28% | 11.41% (stronger) |
| Problem loans | 0.54% (stronger) | 0.80% |
| Net charge-offs | 0.07% (stronger) | 0.77% |
| Return on assets | 1.42% (stronger) | 0.79% |
| Loans ÷ deposits | 89.9% (stronger) | 97.1% |
| Uninsured deposits | 37.8% | 6.9% (stronger) |
| Offices | 340 | 54 |
| CFPB complaints (3 yrs) | 252 | — |
| Complaints per $1B deposits | 4.5 | — |
| Mortgage denial rate (HMDA) | 23.3% | 35.2% |
SouthState Bank, National Association has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), SouthState Bank, National Association leads on 5 and Space Coast Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.