Side-by-side · Q2 2026 data
SouthTrust Bank, N.A. vs The Lytle State Bank of Lytle, Texas
Metric by metric
| Measure | SouthTrust Bank, N.A. | The Lytle State Bank of Lytle, Texas |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 75 | 96 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 77 (stronger) | 38 |
| Funding & liquidity | 59 | 80 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 75th | 75th |
| Total assets | $578.8M | $114.6M |
| Deposits / shares | $504.4M | $101.1M |
| Capital ratio | 12.50% | 14.59% (stronger) |
| Problem loans | 0.27% (stronger) | 0.53% |
| Net charge-offs | 0.05% (stronger) | 0.26% |
| Return on assets | 1.43% (stronger) | 0.44% |
| Loans ÷ deposits | 65.5% | 42.3% (stronger) |
| Uninsured deposits | 47.0% | 33.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), SouthTrust Bank, N.A. leads on 3 and The Lytle State Bank of Lytle, Texas on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.