Headquartered in Lytle, Texas, The Lytle State Bank of Lytle, Texas is a state-chartered bank with $114.6M in total assets and $101.1M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1910.
Based on its Q2 2026 filing, The Lytle State Bank of Lytle, Texas scores 79/100, which we describe as strong. That is higher than 75% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 110th. Its strongest component is capital cushion (96/100; 14.59%), and its lowest is earnings (38/100; 0.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (85 → 79), mostly because the loan quality component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 91 |
| Q3 2024 | 91 |
| Q4 2024 | 88 |
| Q1 2025 | 84 |
| Q2 2025 | 85 |
| Q3 2025 | 84 |
| Q4 2025 | 82 |
| Q1 2026 | 83 |
| Q2 2026 | 79 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.21% |
| Q3 2024 | 14.69% |
| Q4 2024 | 15.03% |
| Q1 2025 | 15.10% |
| Q2 2025 | 15.26% |
| Q3 2025 | 15.53% |
| Q4 2025 | 15.46% |
| Q1 2026 | 15.25% |
| Q2 2026 | 14.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.21% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.39% |
| Q1 2026 | 0.12% |
| Q2 2026 | 0.53% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 1.20% |
| Q4 2024 | 1.09% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.53% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $114.6M | 14.59% | 0.53% | 0.44% | 42.3% |
| Q1 2026 | 83 | $112.6M | 15.25% | 0.12% | 0.44% | 42.9% |
| Q4 2025 | 82 | $107.6M | 15.46% | 0.39% | 0.48% | 47.5% |
| Q3 2025 | 84 | $109.1M | 15.53% | 0.21% | 0.53% | 47.9% |
| Q2 2025 | 85 | $107.3M | 15.26% | 0.21% | 0.66% | 46.6% |
| Q1 2025 | 84 | $110.3M | 15.10% | 0.24% | 0.59% | 45.5% |
| Q4 2024 | 88 | $109.0M | 15.03% | 0.21% | 1.09% | 46.1% |
| Q3 2024 | 91 | $109.9M | 14.69% | 0.00% | 1.20% | 47.7% |
| Q2 2024 | 91 | $112.9M | 14.21% | 0.00% | 1.48% | 44.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Commercial BankBank Mason, TX | 79 out of 100, Strong | $114.6M | 9.9% | 0.00% | vs |
| Henderson Federal Savings BankBank Henderson, TX | 60 out of 100, Moderate | $117.7M | 25.9% | 3.49% | vs |
| Lone Oak Bank, National AssociationBank Eldorado, TX | 67 out of 100, Moderate | $119.6M | 15.3% | 3.08% | vs |
| Citizens National BankBank Crockett, TX | 80 out of 100, Strong | $108.8M | 12.8% | 0.00% | vs |
| The Cowboy Bank of TexasBank Maypearl, TX | 77 out of 100, Strong | $108.6M | 17.5% | 2.29% | vs |
| The First State BankBank Abernathy, TX | 68 out of 100, Moderate | $121.4M | 13.5% | 2.13% | vs |
Deposit insurance
Is my money safe at The Lytle State Bank of Lytle, Texas?
Yes. The Lytle State Bank of Lytle, Texas is an FDIC-insured institution (FDIC certificate #15501). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.7% of deposits ($34.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Lytle State Bank of Lytle, Texas lists 1 office in 1 city. Most locations:
- Lytle, TX (1)
Identity & history
Profile
- Legal name
- The Lytle State Bank of Lytle, Texas
- Type
- State-chartered bank
- FDIC certificate #
- 15501
- RSSD ID
- 830252
- Primary regulator
- FDIC
- Established
- September 14, 1910
- Headquarters
- 14631 S. Fm 2790 W., Lytle, TX 78052
- Website
- www.lytlestatebank.com
- Employees
- 22
Quick answers
The Lytle State Bank of Lytle, Texas: common questions
Is The Lytle State Bank of Lytle, Texas FDIC insured?
Yes. The Lytle State Bank of Lytle, Texas is an FDIC-insured institution (FDIC certificate #15501). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Lytle State Bank of Lytle, Texas's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Lytle State Bank of Lytle, Texas ever failed?
There is no failure record for FDIC certificate #15501 in the FDIC failed bank list.
How many branches does The Lytle State Bank of Lytle, Texas have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lytle
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Schertz Bank & TrustBank Schertz, TX | 90 out of 100, Very strong | $770.1M | 15.2% | 0.05% | vs |
| Texas Community BankBank Laredo, TX | 84 out of 100, Strong | $2.2B | 12.8% | 0.20% | vs |
| City Public Service/Ibew Federal Credit UnionCredit union San Antonio, TX | 81 out of 100, Strong | $56.3M | 14.9% | 1.18% | vs |
| Broadway National BankBank San Antonio, TX | 79 out of 100, Strong | $5.4B | 10.9% | 0.19% | vs |
| Southwest Research Center Federal Credit UnionCredit union San Antonio, TX | 79 out of 100, Strong | $87.6M | 11.6% | 0.50% | vs |
| SouthTrust Bank, N.A.Bank George West, TX | 79 out of 100, Strong | $578.8M | 12.5% | 0.27% | vs |