Side-by-side · Q2 2026 data
Southwest Airlines Federal Credit Union vs Texell Credit Union
Credit union
Southwest Airlines Federal Credit Union
Dallas, Texas · $100 million – $1 billion
Metric by metric
| Measure | Southwest Airlines Federal Credit Union | Texell Credit Union |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 65 (stronger) | 55 |
| Loan quality | 80 | 80 |
| Earnings | 40 | 73 (stronger) |
| Funding & liquidity | 82 (stronger) | 71 |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 48th | 51st |
| Total assets | $860.9M | $801.0M |
| Deposits / shares | $754.8M | $700.0M |
| Capital ratio | 11.49% (stronger) | 10.48% |
| Problem loans | 0.59% (stronger) | 0.60% |
| Net charge-offs | 0.90% (stronger) | 0.99% |
| Return on assets | 0.50% | 1.31% (stronger) |
| Loans ÷ deposits | 78.1% (stronger) | 89.5% |
| Uninsured deposits | 7.1% (stronger) | 8.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.2% | 26.6% |
Texell Credit Union has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Southwest Airlines Federal Credit Union leads on 5 and Texell Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.