Side-by-side · Q2 2026 data
Southwest Bank of Weatherford vs First State Bank
Metric by metric
| Measure | Southwest Bank of Weatherford | First State Bank |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 85 (stronger) | 82 |
| Loan quality | 18 | 57 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 94 |
| Problem-loan coverage | 80 | 89 (stronger) |
| Peer percentile | 33rd | 70th |
| Total assets | $86.0M | $89.8M |
| Deposits / shares | $75.0M | $79.2M |
| Capital ratio | 13.52% (stronger) | 13.18% |
| Problem loans | 2.47% | 1.28% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.36% | 2.09% (stronger) |
| Loans ÷ deposits | 61.1% (stronger) | 61.3% |
| Uninsured deposits | 12.9% (stronger) | 18.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Southwest Bank of Weatherford leads on 3 and First State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.