Side-by-side · Q2 2026 data
Southwest Capital Bank vs DSRM National Bank
Metric by metric
| Measure | Southwest Capital Bank | DSRM National Bank |
|---|---|---|
| TellerScore | 61 | 94 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 45 | 100 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 61 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 20th | 96th |
| Total assets | $482.9M | $4.4M |
| Deposits / shares | $432.3M | $500K |
| Capital ratio | 10.82% | 84.50% (stronger) |
| Problem loans | 1.66% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.23% | 2.84% (stronger) |
| Loans ÷ deposits | 55.2% | 0.0% (stronger) |
| Uninsured deposits | 43.9% (stronger) | 50.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DSRM National Bank has the higher TellerScore (94 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Southwest Capital Bank leads on 1 and DSRM National Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.