DSRM National Bank (FDIC certificate #34331) is based in Albuquerque, New Mexico. Its Q2 2026 call report shows $4.4M in total assets and $500K in deposits and 1 office.
Based on its Q2 2026 filing, DSRM National Bank scores 94/100, which we describe as very strong. That is higher than 96% of 546 banks with under $100 million in assets. Among 29 banks headquartered in New Mexico, it ranks 2nd. Its strongest component is capital cushion (100/100; 84.50%), and its lowest is funding & liquidity (61/100; 0% loans-to-deposits, 50% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (94 → 94).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 94 |
| Q4 2024 | 94 |
| Q1 2025 | 94 |
| Q2 2025 | 94 |
| Q3 2025 | 94 |
| Q4 2025 | 94 |
| Q1 2026 | 94 |
| Q2 2026 | 94 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 85.14% |
| Q3 2024 | 85.52% |
| Q4 2024 | 85.60% |
| Q1 2025 | 88.64% |
| Q2 2025 | 85.98% |
| Q3 2025 | 83.93% |
| Q4 2025 | 83.04% |
| Q1 2026 | 83.38% |
| Q2 2026 | 84.50% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.99% |
| Q3 2024 | 1.97% |
| Q4 2024 | 2.05% |
| Q1 2025 | 2.20% |
| Q2 2025 | 2.43% |
| Q3 2025 | 2.39% |
| Q4 2025 | 2.43% |
| Q1 2026 | 2.61% |
| Q2 2026 | 2.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 94 | $4.4M | 84.50% | 0.00% | 2.84% | 0.0% |
| Q1 2026 | 94 | $4.4M | 83.38% | 0.00% | 2.61% | 0.0% |
| Q4 2025 | 94 | $4.5M | 83.04% | 0.00% | 2.43% | 0.0% |
| Q3 2025 | 94 | $4.4M | 83.93% | 0.00% | 2.39% | 0.0% |
| Q2 2025 | 94 | $4.2M | 85.98% | 0.00% | 2.43% | 0.0% |
| Q1 2025 | 94 | $4.2M | 88.64% | 0.00% | 2.20% | 0.0% |
| Q4 2024 | 94 | $4.2M | 85.60% | 0.00% | 2.05% | 0.0% |
| Q3 2024 | 94 | $4.2M | 85.52% | 0.00% | 1.97% | 0.0% |
| Q2 2024 | 94 | $4.1M | 85.14% | 0.00% | 1.99% | 0.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tucumcari Federal Savings and Loan AssociationBank Tucumcari, NM | 72 out of 100, Strong | $38.4M | 15.2% | 1.02% | vs |
Deposit insurance
Is my money safe at DSRM National Bank?
Yes. DSRM National Bank is an FDIC-insured institution (FDIC certificate #34331). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 50.0% of deposits ($250K) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 84.50%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 128.73% (benchmark: 10%).
1 location
Branches
DSRM National Bank lists 1 office in 1 city. Most locations:
- Albuquerque, NM (1)
Identity & history
Profile
- Legal name
- DSRM National Bank
- Type
- National bank
- FDIC certificate #
- 34331
- RSSD ID
- 2502825
- Primary regulator
- OCC
- Established
- October 1, 1996
- Headquarters
- 5600 Wyoming Blvd Ne, Albuquerque, NM 87109
- Employees
- 2
Quick answers
DSRM National Bank: common questions
Is DSRM National Bank FDIC insured?
Yes. DSRM National Bank is an FDIC-insured institution (FDIC certificate #34331). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is DSRM National Bank's TellerScore?
94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has DSRM National Bank ever failed?
There is no failure record for FDIC certificate #34331 in the FDIC failed bank list.
How many branches does DSRM National Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Albuquerque
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Main BankBank Albuquerque, NM | 82 out of 100, Strong | $245.2M | 11.5% | 0.00% | vs |
| First American BankBank Artesia, NM | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% | vs |
| Citizens Bank of Las CrucesBank Las Cruces, NM | 76 out of 100, Strong | $1.2B | 10.4% | 0.43% | vs |
| Sandia Area Federal Credit UnionCredit union Albuquerque, NM | 75 out of 100, Strong | $1.4B | 11.4% | 0.15% | vs |
| Santa Fe Federal Credit UnionCredit union Amarillo, TX | 73 out of 100, Strong | $214.8M | 12.9% | 0.48% | vs |
| Kirtland Federal Credit UnionCredit union Albuquerque, NM | 71 out of 100, Strong | $1.1B | 12.4% | 0.79% | vs |