Side-by-side · Q2 2026 data
Southwest Capital Bank vs Four Corners Community Bank
Metric by metric
| Measure | Southwest Capital Bank | Four Corners Community Bank |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 58 (stronger) | 46 |
| Loan quality | 45 | 88 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 62 |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 20th | 61st |
| Total assets | $482.9M | $662.3M |
| Deposits / shares | $432.3M | $569.1M |
| Capital ratio | 10.82% (stronger) | 9.62% |
| Problem loans | 1.66% | 0.35% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 1.23% | 2.06% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 77.8% |
| Uninsured deposits | 43.9% | 33.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Four Corners Community Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Southwest Capital Bank leads on 3 and Four Corners Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.