Side-by-side · Q2 2026 data
Southwest Capital Bank vs Lea County State Bank
Metric by metric
| Measure | Southwest Capital Bank | Lea County State Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 49 |
| Capital cushion | 58 (stronger) | 42 |
| Loan quality | 45 (stronger) | 0 |
| Earnings | 69 | 83 (stronger) |
| Funding & liquidity | 68 | 81 (stronger) |
| Problem-loan coverage | 84 (stronger) | 73 |
| Peer percentile | 20th | 6th |
| Total assets | $482.9M | $738.3M |
| Deposits / shares | $432.3M | $662.4M |
| Capital ratio | 10.82% (stronger) | 9.21% |
| Problem loans | 1.66% (stronger) | 3.61% |
| Net charge-offs | 0.01% (stronger) | 0.66% |
| Return on assets | 1.23% | 1.58% (stronger) |
| Loans ÷ deposits | 55.2% | 34.6% (stronger) |
| Uninsured deposits | 43.9% | 31.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southwest Capital Bank has the higher TellerScore (61 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Southwest Capital Bank leads on 4 and Lea County State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.