Side-by-side · Q2 2026 data
Southwest Communities Federal Credit Union vs Stanwood Area Federal Credit Union
Credit union
Southwest Communities Federal Credit Union
Carnegie, Pennsylvania · Under $100 million in assets
Credit union
Stanwood Area Federal Credit Union
New Stanton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Southwest Communities Federal Credit Union | Stanwood Area Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 62 |
| Capital cushion | 53 | 54 (stronger) |
| Loan quality | 94 (stronger) | 64 |
| Earnings | 21 | 32 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 38th | 24th |
| Total assets | $18.6M | $18.6M |
| Deposits / shares | $16.7M | $16.6M |
| Capital ratio | 10.26% | 10.45% (stronger) |
| Problem loans | 0.17% (stronger) | 1.07% |
| Net charge-offs | 0.41% (stronger) | 0.51% |
| Return on assets | 0.03% | 0.30% (stronger) |
| Loans ÷ deposits | 36.8% (stronger) | 64.6% |
| Uninsured deposits | 4.3% | 0.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southwest Communities Federal Credit Union has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Southwest Communities Federal Credit Union leads on 4 and Stanwood Area Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.