Side-by-side · Q2 2026 data
Southwest Heritage Bank vs Mission Bank
Metric by metric
| Measure | Southwest Heritage Bank | Mission Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 84 (stronger) | 44 |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 56 (stronger) | 42 |
| Funding & liquidity | 50 | 91 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 53rd | 43rd |
| Total assets | $892.8M | $185.1M |
| Deposits / shares | $753.6M | $171.0M |
| Capital ratio | 13.36% (stronger) | 9.45% |
| Problem loans | 0.67% | 0.00% (stronger) |
| Net charge-offs | 0.29% | 0.00% (stronger) |
| Return on assets | 0.90% (stronger) | 0.54% |
| Loans ÷ deposits | 92.7% | 41.1% (stronger) |
| Uninsured deposits | 30.8% | 23.7% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southwest Heritage Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Southwest Heritage Bank leads on 3 and Mission Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.