Side-by-side · Q2 2026 data
Southwest National Bank vs Cornerstone Bank
Metric by metric
| Measure | Southwest National Bank | Cornerstone Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 53 (stronger) | 42 |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 65 | 79 (stronger) |
| Funding & liquidity | 48 (stronger) | 33 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 43rd | 37th |
| Total assets | $502.1M | $504.9M |
| Deposits / shares | $403.8M | $298.4M |
| Capital ratio | 10.32% (stronger) | 9.16% |
| Problem loans | 0.08% | 0.05% (stronger) |
| Net charge-offs | 0.28% | 0.03% (stronger) |
| Return on assets | 1.13% | 1.47% (stronger) |
| Loans ÷ deposits | 106.5% (stronger) | 144.7% |
| Uninsured deposits | 20.4% (stronger) | 30.1% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 3.1% |
Southwest National Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Southwest National Bank leads on 4 and Cornerstone Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.