The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (63 → 68), mostly because the earnings component improved by 26 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kansas

Yes. Cornerstone Bank is an FDIC-insured institution (FDIC certificate #57250). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.1% of deposits ($89.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.16%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Cornerstone Bank lists 1 office in 1 city. Most locations:

• Overland Park, KS (1)

All branch addresses and map

In 2025, Cornerstone Bank reported 97 home-loan applications under HMDA (LEI 254900QXGTL5RYZXK761): 89 originated ($51,665,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Cornerstone Bank

Type

State-chartered bank

FDIC certificate #

57250

RSSD ID

3027763

Primary regulator

FDIC

Holding company

Cornerstone Bancshares Inc

Established

October 26, 2001

Headquarters

9120 W 135th St, Overland Park, KS 66221

Website

www.cornerstonebk.com

Employees

32