Side-by-side · Q2 2026 data
Southwestern National Bank vs Pegasus Bank
Metric by metric
| Measure | Southwestern National Bank | Pegasus Bank |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 74 (stronger) | 64 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 78 | 84 (stronger) |
| Funding & liquidity | 30 | 39 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 70th | 83rd |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 12.41% (stronger) | 11.41% |
| Problem loans | 0.42% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.46% | 1.60% (stronger) |
| Loans ÷ deposits | 96.4% | 71.7% (stronger) |
| Uninsured deposits | 45.6% (stronger) | 69.4% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 0.0% |
Pegasus Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Southwestern National Bank leads on 2 and Pegasus Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.