Side-by-side · Q2 2026 data
Southwestern National Bank vs Texas Security Bank
Metric by metric
| Measure | Southwestern National Bank | Texas Security Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 63 |
| Capital cushion | 74 (stronger) | 46 |
| Loan quality | 86 | 86 |
| Earnings | 78 (stronger) | 64 |
| Funding & liquidity | 30 | 39 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 70th | 30th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 12.41% (stronger) | 9.57% |
| Problem loans | 0.42% | 0.41% (stronger) |
| Net charge-offs | 0.13% | -0.00% (stronger) |
| Return on assets | 1.46% (stronger) | 1.10% |
| Loans ÷ deposits | 96.4% | 84.9% (stronger) |
| Uninsured deposits | 45.6% (stronger) | 47.7% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Southwestern National Bank has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Southwestern National Bank leads on 4 and Texas Security Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.