Side-by-side · Q2 2026 data
Southwind Bank vs Astra Bank
Metric by metric
| Measure | Southwind Bank | Astra Bank |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 54 (stronger) | 43 |
| Loan quality | 75 | 99 (stronger) |
| Earnings | 71 (stronger) | 44 |
| Funding & liquidity | 80 | 94 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 43rd | 43rd |
| Total assets | $186.6M | $423.3M |
| Deposits / shares | $172.8M | $372.0M |
| Capital ratio | 10.42% (stronger) | 9.27% |
| Problem loans | 0.74% | 0.03% (stronger) |
| Net charge-offs | 0.28% | 0.10% (stronger) |
| Return on assets | 1.28% (stronger) | 0.59% |
| Loans ÷ deposits | 53.4% (stronger) | 58.4% |
| Uninsured deposits | 33.2% | 20.2% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Southwind Bank leads on 3 and Astra Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.