Side-by-side · Q2 2026 data
Sovereign Bank vs BancFirst
Metric by metric
| Measure | Sovereign Bank | BancFirst |
|---|---|---|
| TellerScore | 64 | 71 (stronger) |
| Capital cushion | 53 | 56 (stronger) |
| Loan quality | 98 (stronger) | 60 |
| Earnings | 45 | 90 (stronger) |
| Funding & liquidity | 28 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 33rd | 76th |
| Total assets | $1.5B | $12.8B |
| Deposits / shares | $1.2B | $11.2B |
| Capital ratio | 10.29% | 10.63% (stronger) |
| Problem loans | 0.06% (stronger) | 1.19% |
| Net charge-offs | -0.00% (stronger) | 0.11% |
| Return on assets | 0.63% | 1.75% (stronger) |
| Loans ÷ deposits | 99.7% | 63.8% (stronger) |
| Uninsured deposits | 44.8% | 27.1% (stronger) |
| Offices | 9 | 94 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 4.9 |
| Mortgage denial rate (HMDA) | 1.9% | 10.2% |
BancFirst has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sovereign Bank leads on 2 and BancFirst on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.