Side-by-side · Q2 2026 data
Space Coast Credit Union vs Fairwinds Credit Union
Metric by metric
| Measure | Space Coast Credit Union | Fairwinds Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 64 (stronger) | 62 |
| Loan quality | 73 | 85 (stronger) |
| Earnings | 51 | 51 |
| Funding & liquidity | 63 | 89 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 44th | 70th |
| Total assets | $9.2B | $5.3B |
| Deposits / shares | $7.8B | $4.8B |
| Capital ratio | 11.41% (stronger) | 11.17% |
| Problem loans | 0.80% | 0.46% (stronger) |
| Net charge-offs | 0.77% | 0.18% (stronger) |
| Return on assets | 0.79% (stronger) | 0.77% |
| Loans ÷ deposits | 97.1% | 71.6% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 9.0% |
| Offices | 54 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.2% | 38.6% |
Fairwinds Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Space Coast Credit Union leads on 3 and Fairwinds Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.