Side-by-side · Q2 2026 data
Spark Federal Credit Union vs Mt. Rainier Credit Union
Metric by metric
| Measure | Spark Federal Credit Union | Mt. Rainier Credit Union |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 77 | 84 (stronger) |
| Loan quality | 88 (stronger) | 76 |
| Earnings | 24 | 25 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 38th | 49th |
| Total assets | $30.0M | $26.3M |
| Deposits / shares | $26.0M | $22.8M |
| Capital ratio | 12.70% | 13.36% (stronger) |
| Problem loans | 0.35% (stronger) | 0.72% |
| Net charge-offs | 0.27% | 0.12% (stronger) |
| Return on assets | 0.11% | 0.11% (stronger) |
| Loans ÷ deposits | 91.1% | 31.6% (stronger) |
| Uninsured deposits | 6.2% | 4.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt. Rainier Credit Union has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Spark Federal Credit Union leads on 1 and Mt. Rainier Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.