Side-by-side · Q2 2026 data
Spc Brooklyn Federal Credit Union vs Urban Empowerment Federal Credit Union
Credit union
Spc Brooklyn Federal Credit Union
Brooklyn, New York · Under $100 million in assets
Credit union
Urban Empowerment Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Spc Brooklyn Federal Credit Union | Urban Empowerment Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 67 (stronger) |
| Capital cushion | 78 (stronger) | 58 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 66 | 100 (stronger) |
| Peer percentile | 16th | 34th |
| Total assets | $393K | $352K |
| Deposits / shares | $343K | $170K |
| Capital ratio | 12.83% (stronger) | 10.83% |
| Problem loans | 16.02% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.85% (stronger) | -6.47% |
| Loans ÷ deposits | 16.8% | 8.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Urban Empowerment Federal Credit Union has the higher TellerScore (67 vs 56). On the 5 directional measures above (where higher or lower is clearly better), Spc Brooklyn Federal Credit Union leads on 2 and Urban Empowerment Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.