TellerScore

Spc Brooklyn Federal Credit Union is a federal credit union headquartered in Brooklyn, New York, in business for about 58 years. At the end of Q2 2026 it reported $393K in total assets and $343K in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Spc Brooklyn Federal Credit Union scores 56/100, which we describe as moderate. That is higher than only 16% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 222nd. Its strongest component is funding & liquidity (100/100; 17% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 16.02%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.83%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 16.02%
Earnings54/100
Return on assets (annualized): 0.85%
Funding & liquidity100/100
Loans ÷ shares: 16.8% · 0.0% uninsured
Problem-loan coverage66/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 16.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (52 → 56), mostly because the earnings component improved by 12 points.

TellerScore
497090Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202486
Q4 202483
Q1 202563
Q2 202552
Q3 202549
Q4 202565
Q1 202690
Q2 202656
Net worth ratio
7.00%10.18%13.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.58%
Q3 202411.94%
Q4 202412.21%
Q1 202512.38%
Q2 202512.59%
Q3 202512.62%
Q4 202513.08%
Q1 202613.35%
Q2 202612.83%
Delinquent loans (60+ days)
0.00%11.79%23.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20252.17%
Q2 202523.58%
Q3 202518.16%
Q4 202514.77%
Q1 20260.00%
Q2 202616.02%
Return on assets
0.23%1.58%2.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.14%
Q3 20241.45%
Q4 20240.92%
Q1 20250.66%
Q2 20250.54%
Q3 20250.23%
Q4 20252.92%
Q1 20261.32%
Q2 20260.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$393K12.83%16.02%0.85%16.8%
Q1 202690$375K13.35%0.00%1.32%19.9%
Q4 202565$373K13.08%14.77%2.92%22.1%
Q3 202549$383K12.62%18.16%0.23%18.8%
Q2 202552$387K12.59%23.58%0.54%14.4%
Q1 202563$390K12.38%2.17%0.66%15.6%
Q4 202483$390K12.21%0.00%0.92%17.3%
Q3 202486$406K11.94%0.00%1.45%18.0%
Q2 202483$400K11.58%0.00%1.14%17.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.83%
38th
Problem loans16.02%
1st
Net charge-offs0.00%
77th
Return on assets0.85%
60th
Loans to deposits16.8%
96th
Uninsured deposits0.0%
81st
Loan-loss reserves7.48%
98th
Texas ratio16.9%
6th

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Deposit insurance

Is my money safe at Spc Brooklyn Federal Credit Union?

Yes. Spc Brooklyn Federal Credit Union is a federally insured credit union (NCUA charter #18858). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Spc Brooklyn Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Spc Brooklyn Federal Credit Union
Type
Federal credit union
NCUA charter #
18858
RSSD ID
230281
Primary regulator
NCUA
Established
1968
Headquarters
29 Claver Pl, Brooklyn, NY 11238
Employees
1

Quick answers

Spc Brooklyn Federal Credit Union: common questions

Is Spc Brooklyn Federal Credit Union NCUA insured?

Yes. Spc Brooklyn Federal Credit Union is a federally insured credit union (NCUA charter #18858). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Spc Brooklyn Federal Credit Union's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Spc Brooklyn Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Brooklyn

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs