Side-by-side · Q2 2026 data
Spokane City Credit Union vs Avista Corp. Credit Union
Metric by metric
| Measure | Spokane City Credit Union | Avista Corp. Credit Union |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 37 | 41 (stronger) |
| Funding & liquidity | 74 | 88 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 38th | 80th |
| Total assets | $65.9M | $72.5M |
| Deposits / shares | $58.4M | $59.2M |
| Capital ratio | 10.62% | 18.04% (stronger) |
| Problem loans | 0.11% | 0.08% (stronger) |
| Net charge-offs | 0.20% | -0.00% (stronger) |
| Return on assets | 0.43% | 0.53% (stronger) |
| Loans ÷ deposits | 85.8% | 72.1% (stronger) |
| Uninsured deposits | 3.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Avista Corp. Credit Union has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Spokane City Credit Union leads on 0 and Avista Corp. Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.