Side-by-side · Q2 2026 data
Spokane Firefighters Credit Union vs Spokane City Credit Union
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Spokane Firefighters Credit Union | Spokane City Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 69 |
| Capital cushion | 95 (stronger) | 56 |
| Loan quality | 95 | 96 (stronger) |
| Earnings | 55 (stronger) | 37 |
| Funding & liquidity | 94 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 83rd | 38th |
| Total assets | $86.4M | $65.9M |
| Deposits / shares | $73.2M | $58.4M |
| Capital ratio | 14.51% (stronger) | 10.62% |
| Problem loans | 0.15% | 0.11% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.20% |
| Return on assets | 0.86% (stronger) | 0.43% |
| Loans ÷ deposits | 66.7% (stronger) | 85.8% |
| Uninsured deposits | 5.5% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Spokane Firefighters Credit Union leads on 5 and Spokane City Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.