Side-by-side · Q2 2026 data
Spokane Media Federal Credit Union vs Express Credit Union
Metric by metric
| Measure | Spokane Media Federal Credit Union | Express Credit Union |
|---|---|---|
| TellerScore | 38 | 53 (stronger) |
| Capital cushion | 47 | 80 (stronger) |
| Loan quality | 2 | 35 (stronger) |
| Earnings | 14 (stronger) | 0 |
| Funding & liquidity | 94 (stronger) | 80 |
| Problem-loan coverage | 63 | 79 (stronger) |
| Peer percentile | 3rd | 12th |
| Total assets | $16.6M | $22.6M |
| Deposits / shares | $14.9M | $19.4M |
| Capital ratio | 9.68% | 13.00% (stronger) |
| Problem loans | 2.93% | 1.95% (stronger) |
| Net charge-offs | 0.31% (stronger) | 1.03% |
| Return on assets | -0.16% (stronger) | -3.99% |
| Loans ÷ deposits | 66.7% (stronger) | 80.0% |
| Uninsured deposits | 0.9% (stronger) | 6.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Express Credit Union has the higher TellerScore (53 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Spokane Media Federal Credit Union leads on 4 and Express Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.