Side-by-side · Q2 2026 data
Spokane Media Federal Credit Union vs Responders Emergency Services Credit Union
Credit union
Responders Emergency Services Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Spokane Media Federal Credit Union | Responders Emergency Services Credit Union |
|---|---|---|
| TellerScore | 38 | 87 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 2 | 100 (stronger) |
| Earnings | 14 | 40 (stronger) |
| Funding & liquidity | 94 (stronger) | 91 |
| Problem-loan coverage | 63 | 100 (stronger) |
| Peer percentile | 3rd | 83rd |
| Total assets | $16.6M | $56.2M |
| Deposits / shares | $14.9M | $46.3M |
| Capital ratio | 9.68% | 17.32% (stronger) |
| Problem loans | 2.93% | 0.01% (stronger) |
| Net charge-offs | 0.31% | -0.01% (stronger) |
| Return on assets | -0.16% | 0.50% (stronger) |
| Loans ÷ deposits | 66.7% (stronger) | 69.3% |
| Uninsured deposits | 0.9% (stronger) | 7.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Responders Emergency Services Credit Union has the higher TellerScore (87 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Spokane Media Federal Credit Union leads on 2 and Responders Emergency Services Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.