Side-by-side · Q2 2026 data
Spring Bank vs Rockland Employees Federal Credit Union
Credit union
Rockland Employees Federal Credit Union
Spring Valley, New York · Under $100 million in assets
Metric by metric
| Measure | Spring Bank | Rockland Employees Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 52 |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 88 (stronger) | 23 |
| Funding & liquidity | 61 | 68 (stronger) |
| Problem-loan coverage | 94 (stronger) | 68 |
| Peer percentile | 88th | 11th |
| Total assets | $641.0M | $54.9M |
| Deposits / shares | $549.1M | $45.6M |
| Capital ratio | 14.59% | 15.83% (stronger) |
| Problem loans | 0.60% (stronger) | 3.28% |
| Net charge-offs | 0.07% (stronger) | 1.05% |
| Return on assets | 1.71% (stronger) | 0.09% |
| Loans ÷ deposits | 82.1% (stronger) | 91.9% |
| Uninsured deposits | 30.8% | 1.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spring Bank has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Spring Bank leads on 5 and Rockland Employees Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.