Side-by-side · Q2 2026 data
Springfield City Employees Credit Union vs Funeral Service Credit Union
Credit union
Springfield City Employees Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Springfield City Employees Credit Union | Funeral Service Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 76 |
| Earnings | 52 (stronger) | 47 |
| Funding & liquidity | 85 (stronger) | 34 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 77th | 47th |
| Total assets | $12.8M | $10.7M |
| Deposits / shares | $10.6M | $8.7M |
| Capital ratio | 17.15% | 17.87% (stronger) |
| Problem loans | 0.33% (stronger) | 0.72% |
| Net charge-offs | -0.02% (stronger) | 0.44% |
| Return on assets | 0.79% (stronger) | 0.68% |
| Loans ÷ deposits | 75.3% (stronger) | 107.5% |
| Uninsured deposits | 0.0% (stronger) | 31.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield City Employees Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Springfield City Employees Credit Union leads on 6 and Funeral Service Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.