Side-by-side · Q2 2026 data
Springfield City Employees Credit Union vs Imperial Credit Union
Credit union
Springfield City Employees Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Springfield City Employees Credit Union | Imperial Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 52 | 100 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 35 |
| Peer percentile | 77th | 11th |
| Total assets | $12.8M | $76K |
| Deposits / shares | $10.6M | $69K |
| Capital ratio | 17.15% (stronger) | 9.36% |
| Problem loans | 0.33% (stronger) | 23.71% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.79% | 2.22% (stronger) |
| Loans ÷ deposits | 75.3% | 15.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield City Employees Credit Union has the higher TellerScore (85 vs 52). On the 6 directional measures above (where higher or lower is clearly better), Springfield City Employees Credit Union leads on 4 and Imperial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.