Headquartered in Springfield, Illinois, Imperial Credit Union is a federally insured state-chartered credit union with $76K in total assets and $69K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.
Imperial Credit Union has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 11% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 181st. Earnings contributes the most (100/100, 2.22%); loan quality contributes the least (0/100, 23.71%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (41 → 52), mostly because the earnings component improved by 53 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 34 |
| Q4 2024 | 35 |
| Q1 2025 | 56 |
| Q2 2025 | 41 |
| Q3 2025 | 35 |
| Q4 2025 | 40 |
| Q1 2026 | 52 |
| Q2 2026 | 52 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.25% |
| Q3 2024 | 10.00% |
| Q4 2024 | 9.73% |
| Q1 2025 | 8.38% |
| Q2 2025 | 7.89% |
| Q3 2025 | 7.76% |
| Q4 2025 | 8.09% |
| Q1 2026 | 8.79% |
| Q2 2026 | 9.36% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 30.93% |
| Q3 2024 | 39.05% |
| Q4 2024 | 17.84% |
| Q1 2025 | 2.79% |
| Q2 2025 | 5.51% |
| Q3 2025 | 5.61% |
| Q4 2025 | 3.24% |
| Q1 2026 | 11.90% |
| Q2 2026 | 23.71% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.69% |
| Q3 2024 | -0.08% |
| Q4 2024 | -0.21% |
| Q1 2025 | 2.32% |
| Q2 2025 | 0.68% |
| Q3 2025 | -0.08% |
| Q4 2025 | 0.41% |
| Q1 2026 | 3.82% |
| Q2 2026 | 2.22% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $76K | 9.36% | 23.71% | 2.22% | 15.5% |
| Q1 2026 | 52 | $77K | 8.79% | 11.90% | 3.82% | 17.6% |
| Q4 2025 | 40 | $74K | 8.09% | 3.24% | 0.41% | 19.8% |
| Q3 2025 | 35 | $74K | 7.76% | 5.61% | -0.08% | 13.7% |
| Q2 2025 | 41 | $76K | 7.89% | 5.51% | 0.68% | 13.5% |
| Q1 2025 | 56 | $74K | 8.38% | 2.79% | 2.32% | 14.6% |
| Q4 2024 | 35 | $74K | 9.73% | 17.84% | -0.21% | 19.5% |
| Q3 2024 | 34 | $73K | 10.00% | 39.05% | -0.08% | 15.7% |
| Q2 2024 | 53 | $70K | 11.25% | 30.93% | 1.69% | 19.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bethel A.M.E. Church Credit UnionCredit union Chicago, IL | 73 out of 100, Strong | $50K | 16.6% | — | vs |
| Community Federal Credit UnionCredit union Chicago, IL | 80 out of 100, Strong | $116K | 25.0% | 0.00% | vs |
| Berean Credit UnionCredit union Chicago, IL | 80 out of 100, Strong | $190K | 18.6% | 0.00% | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Gideon Federal Credit UnionCredit union Waukegan, IL | 62 out of 100, Moderate | $269K | 18.6% | 4.45% | vs |
| St. Helena Parish Credit UnionCredit union Chicago, IL | 64 out of 100, Moderate | $324K | 9.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Imperial Credit Union?
Yes. Imperial Credit Union is a federally insured credit union (NCUA charter #66300). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.36%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Imperial Credit Union lists 1 office in 1 city. Most locations:
- Springfield, IL (1)
Identity & history
Profile
- Legal name
- Imperial Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66300
- RSSD ID
- 478597
- Primary regulator
- State + NCUA
- Established
- 1957
- Headquarters
- 1130 S 16th St, Springfield, IL 62703
Quick answers
Imperial Credit Union: common questions
Is Imperial Credit Union NCUA insured?
Yes. Imperial Credit Union is a federally insured credit union (NCUA charter #66300). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Imperial Credit Union's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Imperial Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Springfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Springfield Firefighters Credit UnionCredit union Springfield, IL | 100 out of 100, Very strong | $3.4M | 16.6% | 0.00% | vs |
| First National Bank in TaylorvilleBank Taylorville, IL | 92 out of 100, Very strong | $200.1M | 14.4% | 0.00% | vs |
| Heartland Credit UnionCredit union Springfield, IL | 89 out of 100, Very strong | $573.7M | 13.7% | 0.25% | vs |
| Midland Community BankBank Kincaid, IL | 88 out of 100, Very strong | $68.8M | 12.1% | 0.00% | vs |
| Springfield City Employees Credit UnionCredit union Springfield, IL | 85 out of 100, Very strong | $12.8M | 17.1% | 0.33% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |