Side-by-side · Q2 2026 data
Springfield Firefighters Credit Union vs Illinois Educators Credit Union
Credit union
Springfield Firefighters Credit Union
Springfield, Illinois · Under $100 million in assets
Credit union
Illinois Educators Credit Union
Springfield, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Springfield Firefighters Credit Union | Illinois Educators Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 100 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 100th | 19th |
| Total assets | $3.4M | $120.3M |
| Deposits / shares | $2.8M | $102.2M |
| Capital ratio | 16.59% (stronger) | 10.59% |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.00% (stronger) | 1.60% |
| Return on assets | 3.41% (stronger) | 0.16% |
| Loans ÷ deposits | 25.8% (stronger) | 91.2% |
| Uninsured deposits | 0.0% (stronger) | 2.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield Firefighters Credit Union has the higher TellerScore (100 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Springfield Firefighters Credit Union leads on 7 and Illinois Educators Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.