Side-by-side · Q2 2026 data
Springfield State Bank vs Abound Federal Credit Union
Metric by metric
| Measure | Springfield State Bank | Abound Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 81 (stronger) | 73 |
| Earnings | 60 | 61 (stronger) |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 75th | 89th |
| Total assets | $486.9M | $2.8B |
| Deposits / shares | $388.4M | $2.3B |
| Capital ratio | 14.04% | 15.85% (stronger) |
| Problem loans | 0.56% (stronger) | 0.81% |
| Net charge-offs | 0.00% (stronger) | 0.62% |
| Return on assets | 1.01% | 1.03% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 87.5% |
| Uninsured deposits | 19.3% | 12.9% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
Abound Federal Credit Union has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Springfield State Bank leads on 3 and Abound Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.