Side-by-side · Q2 2026 data
Springs Valley Bank & Trust Company vs Crossroads Bank
Metric by metric
| Measure | Springs Valley Bank & Trust Company | Crossroads Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 57 |
| Capital cushion | 75 (stronger) | 45 |
| Loan quality | 95 (stronger) | 53 |
| Earnings | 94 (stronger) | 65 |
| Funding & liquidity | 43 | 60 (stronger) |
| Problem-loan coverage | 98 (stronger) | 78 |
| Peer percentile | 80th | 14th |
| Total assets | $675.3M | $616.1M |
| Deposits / shares | $589.6M | $548.8M |
| Capital ratio | 12.50% (stronger) | 9.49% |
| Problem loans | 0.14% (stronger) | 1.41% |
| Net charge-offs | -0.11% (stronger) | 0.00% |
| Return on assets | 1.85% (stronger) | 1.13% |
| Loans ÷ deposits | 86.4% | 82.0% (stronger) |
| Uninsured deposits | 42.5% | 31.0% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
Springs Valley Bank & Trust Company has the higher TellerScore (81 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Springs Valley Bank & Trust Company leads on 5 and Crossroads Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.