Side-by-side · Q2 2026 data
Springs Valley Bank & Trust Company vs Martin County Cooperative
Metric by metric
| Measure | Springs Valley Bank & Trust Company | Martin County Cooperative |
|---|---|---|
| TellerScore | 81 (stronger) | 67 |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 95 (stronger) | 9 |
| Earnings | 94 (stronger) | 89 |
| Funding & liquidity | 43 | 62 (stronger) |
| Problem-loan coverage | 98 (stronger) | 73 |
| Peer percentile | 80th | 34th |
| Total assets | $675.3M | $24.6M |
| Deposits / shares | $589.6M | $20.5M |
| Capital ratio | 12.50% | 16.62% (stronger) |
| Problem loans | 0.14% (stronger) | 2.74% |
| Net charge-offs | -0.11% (stronger) | 0.05% |
| Return on assets | 1.85% (stronger) | 1.71% |
| Loans ÷ deposits | 86.4% (stronger) | 98.5% |
| Uninsured deposits | 42.5% | 8.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springs Valley Bank & Trust Company has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Springs Valley Bank & Trust Company leads on 5 and Martin County Cooperative on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.