Side-by-side · Q2 2026 data
Square Financial Services, Inc. vs Beckstrand and Associates Credit Union
Credit union
Beckstrand and Associates Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Square Financial Services, Inc. | Beckstrand and Associates Credit Union |
|---|---|---|
| TellerScore | 84 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 78 | — |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 33 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 95th | 94th |
| Total assets | $2.1B | $166K |
| Deposits / shares | $559.3M | $115 |
| Capital ratio | 65.19% | 99.93% (stronger) |
| Problem loans | 0.67% | — |
| Net charge-offs | 14.66% | — |
| Return on assets | 37.85% (stronger) | 1.35% |
| Loans ÷ deposits | 230.0% | 0.0% (stronger) |
| Uninsured deposits | 30.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beckstrand and Associates Credit Union has the higher TellerScore (93 vs 84). On the 5 directional measures above (where higher or lower is clearly better), Square Financial Services, Inc. leads on 1 and Beckstrand and Associates Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.