TellerScore

Headquartered in Salt Lake City, Utah, Beckstrand and Associates Credit Union is a federally insured state-chartered credit union with $166K in total assets and $115 in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1983.

Based on its Q2 2026 filing, Beckstrand and Associates Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 4th. Its strongest component is capital cushion (100/100; 99.93%), and its lowest is earnings (74/100; 1.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 99.93%
Loan quality—/100
Loans 60+ days delinquent ÷ total loans: —
Earnings74/100
Return on assets (annualized): 1.35%
Funding & liquidity100/100
Loans ÷ shares: 0.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 93).

TellerScore
8995100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202491
Q3 2024100
Q4 202494
Q1 202594
Q2 202593
Q3 2025100
Q4 2025100
Q1 202689
Q2 202693
Net worth ratio
7.00%53.47%99.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202459.82%
Q3 202494.77%
Q4 202499.93%
Q1 202587.56%
Q2 202569.07%
Q3 202592.94%
Q4 202599.72%
Q1 202699.93%
Q2 202699.93%
Return on assets
0.97%1.89%2.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.19%
Q3 20242.11%
Q4 20241.40%
Q1 20251.42%
Q2 20251.30%
Q3 20252.82%
Q4 20252.48%
Q1 20260.97%
Q2 20261.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$166K99.93%—1.35%0.0%
Q1 202689$165K99.93%—0.97%0.0%
Q4 2025100$165K99.72%—2.48%0.0%
Q3 2025100$177K92.94%—2.82%0.0%
Q2 202593$234K69.07%—1.30%0.0%
Q1 202594$184K87.56%—1.42%0.0%
Q4 202494$160K99.93%—1.40%0.0%
Q3 2024100$170K94.77%—2.11%0.0%
Q2 202491$267K59.82%—1.19%0.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio99.93%
100th
Problem loans—
—
Net charge-offs—
—
Return on assets1.35%
81st
Loans to deposits0.0%
100th
Uninsured deposits0.0%
81st
Loan-loss reserves—
—
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Beckstrand and Associates Credit Union?

Yes. Beckstrand and Associates Credit Union is a federally insured credit union (NCUA charter #67140). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 99.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Beckstrand and Associates Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Beckstrand and Associates Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67140
RSSD ID
1019643
Primary regulator
State + NCUA
Established
1983
Headquarters
6322 S 3000 E Ste 160, Salt Lake City, UT 84121

Quick answers

Beckstrand and Associates Credit Union: common questions

Is Beckstrand and Associates Credit Union NCUA insured?

Yes. Beckstrand and Associates Credit Union is a federally insured credit union (NCUA charter #67140). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Beckstrand and Associates Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Beckstrand and Associates Credit Union have?

1 office as of the latest NCUA data.

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