Side-by-side · Q2 2026 data
SSB Bank vs Latimer State Bank
Metric by metric
| Measure | SSB Bank | Latimer State Bank |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 72 |
| Earnings | 21 | 100 (stronger) |
| Funding & liquidity | 75 | 80 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 77th | 89th |
| Total assets | $129.9M | $65.5M |
| Deposits / shares | $104.7M | $49.2M |
| Capital ratio | 17.01% | 25.01% (stronger) |
| Problem loans | 0.09% (stronger) | 0.83% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.03% | 2.53% (stronger) |
| Loans ÷ deposits | 82.2% | 25.7% (stronger) |
| Uninsured deposits | 17.7% (stronger) | 33.6% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latimer State Bank has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), SSB Bank leads on 2 and Latimer State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.