Side-by-side · Q2 2026 data
SSB Bank vs Hometown Bank of Pennsylvania
Metric by metric
| Measure | SSB Bank | Hometown Bank of Pennsylvania |
|---|---|---|
| TellerScore | 50 | 59 (stronger) |
| Capital cushion | 27 | 33 (stronger) |
| Loan quality | 45 | 64 (stronger) |
| Earnings | 70 | 74 (stronger) |
| Funding & liquidity | 71 (stronger) | 69 |
| Problem-loan coverage | 59 | 81 (stronger) |
| Peer percentile | 7th | 17th |
| Total assets | $430.4M | $453.9M |
| Deposits / shares | $378.5M | $415.1M |
| Capital ratio | 7.75% | 8.33% (stronger) |
| Problem loans | 1.64% | 1.07% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.25% | 1.35% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 85.3% |
| Uninsured deposits | 27.3% | 20.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Hometown Bank of Pennsylvania has the higher TellerScore (59 vs 50). On the 7 directional measures above (where higher or lower is clearly better), SSB Bank leads on 1 and Hometown Bank of Pennsylvania on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.