Side-by-side · Q2 2026 data
SSB Bank vs Moonlight Federal Credit Union
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | SSB Bank | Moonlight Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 94 (stronger) |
| Capital cushion | 27 | 100 (stronger) |
| Loan quality | 45 | 98 (stronger) |
| Earnings | 70 | 91 (stronger) |
| Funding & liquidity | 71 | 74 (stronger) |
| Problem-loan coverage | 59 | 99 (stronger) |
| Peer percentile | 7th | 95th |
| Total assets | $430.4M | $53.6M |
| Deposits / shares | $378.5M | $44.1M |
| Capital ratio | 7.75% | 17.94% (stronger) |
| Problem loans | 1.64% | 0.06% (stronger) |
| Net charge-offs | 0.23% | 0.07% (stronger) |
| Return on assets | 1.25% | 1.78% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 86.5% |
| Uninsured deposits | 27.3% | 0.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 50). On the 7 directional measures above (where higher or lower is clearly better), SSB Bank leads on 1 and Moonlight Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.