Side-by-side · Q2 2026 data
St. James Parish Credit Union vs General Electric Credit Union
Metric by metric
| Measure | St. James Parish Credit Union | General Electric Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 72 (stronger) | 34 |
| Funding & liquidity | 68 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 89th | 11th |
| Total assets | $5.9M | $4.2B |
| Deposits / shares | $4.4M | $3.5B |
| Capital ratio | 21.83% (stronger) | 8.52% |
| Problem loans | 0.00% (stronger) | 0.70% |
| Net charge-offs | 0.66% | 0.53% (stronger) |
| Return on assets | 1.29% (stronger) | 0.35% |
| Loans ÷ deposits | 92.4% (stronger) | 100.4% |
| Uninsured deposits | 0.0% (stronger) | 17.1% |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.4% |
St. James Parish Credit Union has the higher TellerScore (90 vs 54). On the 7 directional measures above (where higher or lower is clearly better), St. James Parish Credit Union leads on 6 and General Electric Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.