Side-by-side · Q2 2026 data
St. James Parish Credit Union vs Nueva Esperanza Community Credit Union
Credit union
Nueva Esperanza Community Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | St. James Parish Credit Union | Nueva Esperanza Community Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 68 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 7 |
| Earnings | 72 | 95 (stronger) |
| Funding & liquidity | 68 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 89th | 36th |
| Total assets | $5.9M | $4.5M |
| Deposits / shares | $4.4M | $2.2M |
| Capital ratio | 21.83% | 47.80% (stronger) |
| Problem loans | 0.00% (stronger) | 2.79% |
| Net charge-offs | 0.66% (stronger) | 0.89% |
| Return on assets | 1.29% | 1.86% (stronger) |
| Loans ÷ deposits | 92.4% (stronger) | 117.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. James Parish Credit Union has the higher TellerScore (90 vs 68). On the 6 directional measures above (where higher or lower is clearly better), St. James Parish Credit Union leads on 4 and Nueva Esperanza Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.