Side-by-side · Q2 2026 data
St. Johns Bank and Trust Company vs Bank of Kampsville
Metric by metric
| Measure | St. Johns Bank and Trust Company | Bank of Kampsville |
|---|---|---|
| TellerScore | 47 | 91 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 42 | 57 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 53 | 100 (stronger) |
| Peer percentile | 5th | 96th |
| Total assets | $297.1M | $134.1M |
| Deposits / shares | $260.1M | $110.7M |
| Capital ratio | 12.27% | 17.41% (stronger) |
| Problem loans | 3.28% | 0.01% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 0.55% | 0.93% (stronger) |
| Loans ÷ deposits | 84.3% | 42.3% (stronger) |
| Uninsured deposits | 15.7% | 7.5% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 27.6% |
Bank of Kampsville has the higher TellerScore (91 vs 47). On the 7 directional measures above (where higher or lower is clearly better), St. Johns Bank and Trust Company leads on 0 and Bank of Kampsville on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.