Side-by-side · Q2 2026 data
St. Joseph Teachers' Credit Union vs Stationery Credit Union
Credit union
St. Joseph Teachers' Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | St. Joseph Teachers' Credit Union | Stationery Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 59 | 88 (stronger) |
| Loan quality | 90 (stronger) | 68 |
| Earnings | 64 (stronger) | 18 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 59th | 44th |
| Total assets | $8.7M | $17.0M |
| Deposits / shares | $8.0M | $14.6M |
| Capital ratio | 10.90% | 13.78% (stronger) |
| Problem loans | 0.29% (stronger) | 0.96% |
| Net charge-offs | 0.00% (stronger) | 0.65% |
| Return on assets | 1.11% (stronger) | -0.05% |
| Loans ÷ deposits | 34.5% | 33.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Joseph Teachers' Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), St. Joseph Teachers' Credit Union leads on 5 and Stationery Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.