Side-by-side · Q2 2026 data
St. Landry Bank and Trust Company vs Caldwell Bank & Trust Company
Metric by metric
| Measure | St. Landry Bank and Trust Company | Caldwell Bank & Trust Company |
|---|---|---|
| TellerScore | 46 (stronger) | 41 |
| Capital cushion | 62 (stronger) | 50 |
| Loan quality | 0 | 5 (stronger) |
| Earnings | 31 | 59 (stronger) |
| Funding & liquidity | 86 (stronger) | 52 |
| Problem-loan coverage | 79 (stronger) | 55 |
| Peer percentile | 5th | 3rd |
| Total assets | $294.9M | $298.6M |
| Deposits / shares | $269.7M | $257.6M |
| Capital ratio | 11.20% (stronger) | 10.03% |
| Problem loans | 3.42% | 2.86% (stronger) |
| Net charge-offs | 0.16% | 0.01% (stronger) |
| Return on assets | 0.27% | 0.98% (stronger) |
| Loans ÷ deposits | 29.9% (stronger) | 87.6% |
| Uninsured deposits | 27.5% (stronger) | 34.0% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
St. Landry Bank and Trust Company has the higher TellerScore (46 vs 41). On the 7 directional measures above (where higher or lower is clearly better), St. Landry Bank and Trust Company leads on 4 and Caldwell Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.