Side-by-side · Q2 2026 data
St. Landry Bank and Trust Company vs Gulf Coast Bank
Metric by metric
| Measure | St. Landry Bank and Trust Company | Gulf Coast Bank |
|---|---|---|
| TellerScore | 46 | 86 (stronger) |
| Capital cushion | 62 | 97 (stronger) |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 31 | 70 (stronger) |
| Funding & liquidity | 86 | 90 (stronger) |
| Problem-loan coverage | 79 | 95 (stronger) |
| Peer percentile | 5th | 90th |
| Total assets | $294.9M | $513.7M |
| Deposits / shares | $269.7M | $444.1M |
| Capital ratio | 11.20% | 14.75% (stronger) |
| Problem loans | 3.42% | 0.63% (stronger) |
| Net charge-offs | 0.16% | 0.13% (stronger) |
| Return on assets | 0.27% | 1.25% (stronger) |
| Loans ÷ deposits | 29.9% (stronger) | 65.5% |
| Uninsured deposits | 27.5% | 19.5% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 17.2% |
Gulf Coast Bank has the higher TellerScore (86 vs 46). On the 7 directional measures above (where higher or lower is clearly better), St. Landry Bank and Trust Company leads on 1 and Gulf Coast Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lafayette, LA
- Carencro, LA