Side-by-side · Q2 2026 data
St. Landry Bank and Trust Company vs JD Bank
Metric by metric
| Measure | St. Landry Bank and Trust Company | JD Bank |
|---|---|---|
| TellerScore | 46 | 76 (stronger) |
| Capital cushion | 62 | 69 (stronger) |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 31 | 64 (stronger) |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 79 | 92 (stronger) |
| Peer percentile | 5th | 80th |
| Total assets | $294.9M | $1.3B |
| Deposits / shares | $269.7M | $1.1B |
| Capital ratio | 11.20% | 11.88% (stronger) |
| Problem loans | 3.42% | 0.40% (stronger) |
| Net charge-offs | 0.16% | 0.07% (stronger) |
| Return on assets | 0.27% | 1.11% (stronger) |
| Loans ÷ deposits | 29.9% (stronger) | 68.8% |
| Uninsured deposits | 27.5% | 25.0% (stronger) |
| Offices | 7 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
JD Bank has the higher TellerScore (76 vs 46). On the 7 directional measures above (where higher or lower is clearly better), St. Landry Bank and Trust Company leads on 1 and JD Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.