Side-by-side · Q2 2026 data
St. Landry Bank and Trust Company vs Washington State Bank
Metric by metric
| Measure | St. Landry Bank and Trust Company | Washington State Bank |
|---|---|---|
| TellerScore | 46 | 63 (stronger) |
| Capital cushion | 62 (stronger) | 58 |
| Loan quality | 0 | 57 (stronger) |
| Earnings | 31 | 65 (stronger) |
| Funding & liquidity | 86 (stronger) | 66 |
| Problem-loan coverage | 79 | 80 (stronger) |
| Peer percentile | 5th | 24th |
| Total assets | $294.9M | $309.2M |
| Deposits / shares | $269.7M | $273.9M |
| Capital ratio | 11.20% (stronger) | 10.81% |
| Problem loans | 3.42% | 1.29% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.59% |
| Return on assets | 0.27% | 1.12% (stronger) |
| Loans ÷ deposits | 29.9% (stronger) | 82.0% |
| Uninsured deposits | 27.5% | 26.2% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 7.7% |
Washington State Bank has the higher TellerScore (63 vs 46). On the 7 directional measures above (where higher or lower is clearly better), St. Landry Bank and Trust Company leads on 3 and Washington State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.