The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 16 points (47 → 63), mostly because the loan quality component improved by 57 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Louisiana

Yes. Washington State Bank is an FDIC-insured institution (FDIC certificate #9326). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 26.2% of deposits ($71.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.91% (benchmark: 10%).

Check how much of your own balance is covered

Washington State Bank lists 5 offices in 5 cities. Most locations:

• Arnaudville, LA (1)
• Eunice, LA (1)
• Lafayette, LA (1)
• Opelousas, LA (1)
• Washington, LA (1)

All branch addresses and map

In 2025, Washington State Bank reported 65 home-loan applications under HMDA (LEI 549300KNRT5UGNCSXM31): 57 originated ($9,995,000 total), 5 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Washington State Bank

Type

State-chartered bank

FDIC certificate #

9326

RSSD ID

311939

Primary regulator

FDIC

Holding company

Washington St Bancshares Inc

Established

April 10, 1893

Headquarters

103 North Main Street, Washington, LA 70589

Website

www.wsbankla.com

Employees

59