Side-by-side · Q2 2026 data
St. Louis Bank vs Co - Lib Credit Union
Metric by metric
| Measure | St. Louis Bank | Co - Lib Credit Union |
|---|---|---|
| TellerScore | 38 | 91 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 4 | 73 (stronger) |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 61 | 90 (stronger) |
| Problem-loan coverage | 49 | 94 (stronger) |
| Peer percentile | 1st | 90th |
| Total assets | $1.1B | $1.4M |
| Deposits / shares | $995.3M | $1.2M |
| Capital ratio | 8.81% | 15.46% (stronger) |
| Problem loans | 2.87% | 0.82% (stronger) |
| Net charge-offs | -0.02% | -0.22% (stronger) |
| Return on assets | 0.92% | 4.01% (stronger) |
| Loans ÷ deposits | 90.2% | 70.1% (stronger) |
| Uninsured deposits | 23.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Co - Lib Credit Union has the higher TellerScore (91 vs 38). On the 7 directional measures above (where higher or lower is clearly better), St. Louis Bank leads on 0 and Co - Lib Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.