Side-by-side · Q2 2026 data
St. Louis Community Credit Union vs West Community Credit Union
Credit union
St. Louis Community Credit Union
Saint Louis, Missouri · $100 million – $1 billion
Metric by metric
| Measure | St. Louis Community Credit Union | West Community Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 32 |
| Loan quality | 0 | 53 (stronger) |
| Earnings | 31 | 54 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 64 | 73 (stronger) |
| Peer percentile | 16th | 8th |
| Total assets | $445.0M | $656.2M |
| Deposits / shares | $374.7M | $585.2M |
| Capital ratio | 15.03% (stronger) | 8.21% |
| Problem loans | 5.79% | 1.40% (stronger) |
| Net charge-offs | 1.68% | 0.55% (stronger) |
| Return on assets | 0.26% | 0.86% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 87.8% |
| Uninsured deposits | 4.5% (stronger) | 6.6% |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.0% |
St. Louis Community Credit Union has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), St. Louis Community Credit Union leads on 4 and West Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.