Side-by-side · Q2 2026 data
St. Louis Newspaper Carriers Credit Union vs United Labor Credit Union
Credit union
St. Louis Newspaper Carriers Credit Union
Fenton, Missouri · Under $100 million in assets
Metric by metric
| Measure | St. Louis Newspaper Carriers Credit Union | United Labor Credit Union |
|---|---|---|
| TellerScore | 53 | 55 (stronger) |
| Capital cushion | 15 | 23 (stronger) |
| Loan quality | 100 (stronger) | 62 |
| Earnings | 18 | 46 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 12th | 15th |
| Total assets | $20.1M | $23.0M |
| Deposits / shares | $18.8M | $21.2M |
| Capital ratio | 6.54% | 7.35% (stronger) |
| Problem loans | 0.01% (stronger) | 1.13% |
| Net charge-offs | 0.00% (stronger) | 0.58% |
| Return on assets | -0.04% | 0.66% (stronger) |
| Loans ÷ deposits | 93.6% | 54.0% (stronger) |
| Uninsured deposits | 6.3% (stronger) | 15.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Labor Credit Union has the higher TellerScore (55 vs 53). On the 7 directional measures above (where higher or lower is clearly better), St. Louis Newspaper Carriers Credit Union leads on 3 and United Labor Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.